Hearing aid co-payments: Your guide to the Knappschaft co-payment
Overview of grants for the hard of hearing*
| Health insurance | 1. hearing aid | 2. hearing aid |
Repair flat rate** (per hearing aid) |
| VdEk (Barmer, DAK, HEK, HKK, KKH, Techniker) | €690.15 | €690,15 | €154.70 |
| AOK Baden- Württemberg | 685€ | 532€ | €125 |
| AOK Hessen | 680€ | 527€ | €120 |
| BKK Bundesverband | €719 | 569€ | €150 |
| BKK Verbund (Pronova,Schwenninger, Audi & Siemens BKK) | €685 | €532 | €125 |
| BKK Bahn | 685€ | 532€ | €125 |
| Knappschaft/ LKK | €650 | 494€ | €120 |
| IKK classic | 685€ | 532€ | €125 |
| IKK Verbund | 685€ | 532€ | €125 |
| BIG | 685€ | 532€ | €125 |
* WHO 2- 3
** Flat-rate repair fee = contractual arrangement between the service provider (hearing aid acoustician) and statutory health insurance companies, which covers all repairs/new production of earmolds for hearing aids with health insurance only (without additional payment) within the standard period of use of six years.
Co-payment for hearing aids with Knappschaft - what you need to know
If you are dependent on a hearing aid, you are often faced with the question of how much the statutory health insurance, specifically the Knappschaft, will cover. Generally speaking, the Knappschaft offers support for the purchase of hearing aids. The co-payment for insured persons is set at 10 euros per hearing aid, provided you choose a model that is within the fixed amount. But what exactly does this mean?
The fixed amount - limits and options
What is the fixed amount?
The Knappschaft sets a so-called fixed amount for hearing aids. This is the maximum amount that it will reimburse for a standard hearing aid. If you choose a device whose price does not exceed this amount, you only have to pay the statutory co-payment.
More comfort for an extra chargeIf you want a hearing aid with advanced functions that go beyond the standard, an additional private co-payment is required. This may be the case if you have higher demands on the technology and require a virtually invisible device.
Lost hearing aid - what now?The steps to take after losing a hearing aid
The loss of a hearing aid can happen quickly and is particularly annoying. In this case, it is important to contact Knappschaft immediately. It is often possible to obtain reimbursement for the lost device via the health insurance company, although the individual tariff conditions are decisive here.
Preventive measures and insuranceIt is worth considering hearing aid insurance to protect yourself against such events. The monthly premiums can vary depending on the value of the device and the chosen tariff.
How do you get a subsidy for hearing aids from the Knappschaft?Application made easy
In order to receive a subsidy, it is necessary to submit an application to the Knappschaft. This is usually supported by a hearing aid acoustician, who obtains the necessary prescription from the ENT doctor and takes all the necessary steps together with you.
The role of the ENT doctor
The ENT doctor plays an important role. He or she must certify medical necessity for the Knappschaft to cover the costs of a hearing aid.
Important factors when choosing the right hearing aidRecognize personal needs
Not every hearing aid is suitable for every person. In addition to the degree of hearing loss, everyday life and individual needs also play a major role in choosing the right model.
Quality before price
It is advisable not to focus solely on the price, but also on the quality and service of the hearing aid acoustician. A good hearing aid is an investment in quality of life.
Knappschaft hearing aid co-payment - a summarySummary of the support services
Knappschaft is a strong partner at the side of its insured members when it comes to hearing aids. It offers financial support and accompanies its members on the way to better hearing.
The importance of information and adviceIt remains crucial to get good information and advice. This is the only way to make the most of the benefits you are entitled to and find a hearing aid that will improve your quality of life in the long term.