Finanzielle Unterstützung für Hörgeräte durch AHV und IV: Ein umfassender Leitfaden

Introduction

The world of hearing aids is complex and often associated with questions regarding funding and support from the AHV (old-age and survivors' insurance) and IV (disability insurance). In this article, we look at the various aspects of financial support for hearing aids from AHV and IV in Switzerland.

AHV and hearing aids: a basis

AHV contributions for hearing aids

The AHV contributes to the cost of hearing aids. This support is aimed at older people who are hearing-impaired due to their age. The exact conditions and amount of the contributions may vary depending on the case.

The AHV pays a lump sum of CHF 1237.50 (for two hearing aids)
or CHF 630 (for one hearing aid) towards your hearing aids.

The prerequisite for this payment is a corresponding application to your AHV office and a visit to your ear, nose and throat doctor (ENT). The latter will determine that your total hearing loss is at least 35%.

Once the hearing aid treatment has been completed, AHV will contribute towards new hearing aids every 5 years.

Repairs and batteries are not reimbursed.

Application procedure and forms

A special registration procedure is required to apply for contributions. The necessary forms are available on the AHV website and must be completed carefully.

DI and hearing aids: support in the event of disability

IV contribution for hearing aids

People who are hearing-impaired due to a disability can receive support from the IV. These contributions are specifically designed to finance the necessary hearing aid for people with a disability.

The IV contributes a lump sum of CHF 1650 (for two hearing aids)
or CHF 840 (for one hearing aid) towards your hearing aids.

The prerequisite for this payment is a corresponding application to your IV office and a visit to your ear, nose and throat doctor (ORL). The ORL will determine that your overall hearing loss is at least 20%.

Once the hearing aid fitting has been completed, the DI will contribute to the cost of new hearing aids every 6 years.

Repairs are reimbursed after one year. You will receive CHF 200 for the repair of electronic damage and CHF 130 for other damage.

You receive an annual allowance of CHF 40 per hearing aid for your batteries.

Hardship case regulation

In cases of particular hardship, the DI can provide additional financial support. This applies in particular if the standard contributions are not sufficient to cover the cost of an appropriate hearing aid.

Changes over the course of time

Changing contribution levels

The amount of AHV and IV contributions for hearing aids has changed over the years. It is important to keep up to date with the latest information, as these amounts are adjusted regularly.

Development of the lump sums

Both AHV and IV offer flat-rate contributions for hearing aids. These lump sums simplify the reimbursement process and offer a certain degree of planning security.

Important points to consider

Quality criteria for hearing aids

Not every hearing aid is supported by AHV and IV. There are certain quality criteria that must be met in order to be eligible for financial support

Advice and support

It is advisable to seek professional advice to simplify the process of applying for and selecting a suitable hearing aid.

Conclusion

Financial support for hearing aids from AHV and IV is an important component in enabling people with hearing impairments to lead a better life. It is crucial to find out about the current conditions and processes and to seek professional help.

FAQ
  1. Can anyone receive support for hearing aids from the AHV? No, there are specific criteria that must be met in order to be eligible for this support.

  2. How much is the IV contribution for hearing aids? The amount of the contribution varies and should be requested directly from the IV.

  3. Do you have to register for AHV contributions for hearing aids? Yes, a special registration procedure is required.

  4. Are all types of hearing aids supported by AHV? No, there are certain quality criteria that must be met.

  5. What to do in the event of hardship? In such a case, you should contact the IV directly to discuss additional support options.